FILE - Rohit Chopra, director of the Consumer Financial Protection Bureau, speaks as President Joe Biden meets with his Competition Council to announce new actions to lower costs for families in the State Dining Room of the White House in Washington, on March 5, 2024. The CFPB said Thursday July 18, 2024 that apps that allow workers to access their paychecks in advance, often for a fee, are providing loans and should be subject to the Truth in Lending Act. (AP Photo/Andrew Harnik, File) FILE PHOTO
