NerdWallet-Kimberly-Palmer-Family-Budgeting-Tips

FILE - In this June 15, 2018, file photo, cash is fanned out from a wallet in North Andover, Mass. Following a family budget is challenging, especially when unexpected costs pop up, including those related to the high prices at the grocery store and rising interest rates. Financial experts say you can overcome those obstacles by creating a flexible approach to managing your money. Start by tracking your spending, leaving room for some unplanned expenses and cutting back where you can, especially on food and travel. (AP Photo/Elise Amendola, File) JUNE 15, 2018, FILE PHOTO

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