FILE - Sen. Elizabeth Warren, D-Mass., questions the witnesses about Zelle, at a Senate Banking Committee annual Wall Street oversight hearing, Sept. 22, 2022, on Capitol Hill in Washington. Incidents of fraud and scams are occurring more often on the popular peer-to-peer payment service Zelle, according to a report coming out Monday, Oct. 3, 2022 from the office of Sen. Warren, a report that is giving the public a first-time glimpse into the growing problems at Zelle. (AP Photo/Jacquelyn Martin) FILE PHOTO - HOLD FOR STORY EMBARGOED UNTIL 10AM, MONDAY, OCT 3
