Deputy Secretary of the Treasury Wally Adeyemo, flanked by Attorney General Merrick Garland, left, and Deputy Attorney General Lisa Monaco, right, speaks during a news conference to announce that TD Bank will pay an approximately $3 billion settlement after authorities say the financial institution's lax practices allowed for significant money laundering, at the Department of Justice, Thursday, Oct. 10, 2024, in Washington. (AP Photo/Mark Schiefelbein)