Twenty-somethings groan under rising debt burden
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The mortgage delinquency rate of borrowers in their 20s and younger was the highest in all age groups for the second consecutive year. It seems that young people who are just starting out in life are borrowing money from banks hastily and are unable to pay back on time due to high interest rates.
According to data from 19 banks submitted to the Financial Supervisory Service, the delinquency rate of mortgage loans for people in their 20s and younger stood at 0.39 percent as of the end of the third quarter of this year.
The percentage of borrowers who were behind on their payments for a month or more surged 0.15 percentage points from the same period last year of 0.24 percent, which is significantly higher than that of other age groups.
The delinquency rate for those in their 20s and younger reached a record high of 0.44 percent at the end of the second quarter of this year. It dropped 0.05 percentage points from the previous quarter at the end of the third quarter, but it still remains high.
※This article has undergone review by a professional translator after being translated by an AI translation tool.
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